Why do so many individuals and small businesses find themselves trapped in the paycheck-to-paycheck cycle? Our guest, Craig Dacy, the owner of Dacy Financial Coaching, has pondered this question after working closely with hundreds of clients navigating both personal and business finances. In this episode, he reveals that a straightforward system for tracking income and expenses—focused on clear goals and priorities—can be as easy as 4th-grade math. This approach not only paves the way to financial security but also offers the peace of mind that comes with restful sleep. With Craig and his team, you can learn how to achieve—and maintain—a stable financial future.